The escrow law primarily shields buyers and investors from certain risks during construction

Forecasting the future can be dangerous.

And this is especially relevant to the Dubai property market.  Optimistic forecasts usually appear from those who will benefit the most from encouraging buyers into the market such as the vested interest from developers, financiers, and real estate agents.  On the other hand, neutral to pessimistic forecasts emerge from 3rd parties who do not have a stake in the market such as independent analysts and think-tanks.

It is possible to obtain a Maxof 75% Loan to Value (LTV)

The banks that will lend 75% to a Non-Resident require that the property must have a Title Deed rather than just a Building Completion Certificate (BCC) and Oqood Certificate.

The Title Deed is only issued once the property is fully paid for and the process will take at least a month once the property is completed and the keys are handed over, but it can take even longer so not a reliable time frame.